Terms & Conditions
Effective Date: January 2026
Please read these Terms and Conditions carefully before submitting any enquiry or loan application through LVR. By submitting your information or verifying via OTP, you confirm your acceptance of these terms.
1. Nature of Services
LVR is an authorized institutional loan distribution partner. We facilitate and coordinate loan applications between prospective borrowers and authorized financial institutions (Banks and NBFCs). We are not a banking company, non-banking financial institution, or direct lender.
2. No Guarantee of Sanction or Interest Rates
All loan sanctions, credit decisions, interest rates, tenure allowances, processing fees, and disbursements are governed solely by the respective lender’s internal credit policy, CIBIL underwriting norms, and RBI guidelines. LVR does not guarantee loan approval or specific interest rates.
3. Zero Upfront Facilitation Fee
LVR does not charge any consultation or facilitation fee from applicants. If any person claiming to represent LVR requests cash or personal bank transfers for loan approval, please contact us immediately at info@lvr.in.